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Capital Gains Tax Calculator
Estimate your capital gains taxes based on US tax brackets. Currently calculating in US Dollar.
Tax Information
Enter your income and asset details
Your ordinary income (salary, wages, etc.) before capital gains
Estimated Capital Gains Tax
$750
15.0% effective rate on gains
Net Capital Gains
+$5,000
Short-Term (Net)
+$0
Taxed as ordinary income
Long-Term (Net)
+$5,000
Preferential rates
After-Tax Gains
$4,250
Short-Term vs Long-Term
Tax Breakdown
Asset Details
| Asset | Type | Cost Basis | Proceeds | Gain/Loss | Holding | Term |
|---|---|---|---|---|---|---|
| Stock Sale | stock | $10,000 | $15,000 | +$5,000 | 882 days | Long |
2024 Capital Gains Tax Rates
Long-Term Capital Gains (Single)
$0 - $47,0250%
$47,025 - $518,90015%
Over $518,90020%
Short-Term Capital Gains
Taxed as ordinary income (10% - 37% based on your tax bracket)
Hold for 1+ year to qualify for long-term rates
Long-term gains are taxed at preferential rates (0%, 15%, or 20%)
Tax Optimization Tips
- Hold for long-term: Assets held over 1 year qualify for lower long-term capital gains rates.
- Tax-loss harvesting: Sell losing investments to offset gains and reduce your tax bill.
- 0% bracket: If your income is low enough, you may owe 0% on long-term gains.
- NIIT planning: Be aware of the 3.8% Net Investment Income Tax if your income exceeds $200K (single) or $250K (married).
- Disclaimer: This is an estimate. Consult a tax professional for personalized advice.
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