Terms and Conditions

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Civilable's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website
• Transmit or redistribute the materials
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any server

3. Disclaimer of Warranties

IMPORTANT: All calculators and financial information provided on this website are for educational and informational purposes only.

• The materials on Civilable's website are provided on an 'as is' basis
• Civilable makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights
• Further, Civilable does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this website

4. Limitations of Liability

In no event shall Civilable or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Civilable's website, even if Civilable or an authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on Civilable's website could include technical, typographical, or photographic errors. Civilable does not warrant that any of the materials on its website are accurate, complete, or current. Civilable may make changes to the materials contained on its website at any time without notice.

6. Links

Civilable has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Civilable of the site. Use of any such linked website is at the user's own risk.

7. Financial Disclaimer

NOT FINANCIAL ADVICE: The calculators and information provided on this website are not intended to constitute financial, investment, tax, or legal advice. Always consult with a qualified professional before making financial decisions.

8. Modifications of Terms

Civilable may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

9. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction where Civilable operates, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

10. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

• Email: contact@civilable.com
• Website: https://civilable.com